Bank SMS on Android
New bank, card, UPI and wallet messages are read as they arrive, and the last months come in with one tap. OTPs, offers and personal messages are skipped.
Money diary · Budget · Net worth
Every rupee, in one quiet diary.
Hisaabo reads your bank SMS, UPI alerts, statements and mutual-fund CAS on your phone, sorts every payment, and shows what is safe to spend today. No bank login. No account. Nothing uploaded unless you turn on end-to-end encrypted sync.
iPhone coming soonAndroid coming soon
English and हिंदी · lakh and crore · no ads, no tracking, no loan offers
OCTOBER 2026 · हिसाबो
Spent this month
₹23,302 of ₹42,000
Safe today₹475
Upcoming₹2,156
Came in₹86,500
SUN 11 OCT −₹328
Kesar SweetsFood · UPI · 9:14 pm−₹328
SAT 10 OCT −₹12,049
Metro Card TopupTravel · Card ••4417−₹500
Care PharmacyHealth · UPI · 12:30 pm−₹367
Homestead FinanceLoans and EMI · Auto-debit · Monthly−₹8,678
How it fills itself in
iPhone automation
iPhone apps can't read messages, so a two-minute Shortcuts automation hands each bank SMS to Hisaabo, even on a locked phone. See the steps.
Statements and CAS
Bank and card statements (PDF, CSV, Excel, password-protected too) for your history, and the mutual-fund CAS for every folio, unit and XIRR.
Teach me, once
A bank Hisaabo doesn't know yet? Show it one message and it reads that bank from then on. Only the wording with numbers and names taken out is kept.
What it tells you
Safe to spend today
Your budget, what's gone, and the bills and EMIs still due this month, turned into one number for today.
Bills before they come
Rent, SIPs, EMIs, subscriptions and card dues are spotted on their own, with a nudge the day before and when a price goes up.
Insights that read like a diary
“₹4,705 more than September by day 11”, where it went, how you paid, festival months against last year.
Net worth
Balances from your bank messages, funds at today's NAV, deposits, gold and property, minus card dues and loans, month by month.
Private by design
Read on your phone
Every message and statement is understood on the phone. The message text is never stored, and nothing is sent anywhere.
Sync only if you want it
Turn on sync to keep your diary on a second phone. It is locked on your phone before it leaves; our server only ever holds sealed bytes.
A family book
Share chosen accounts with the people you live with. Each person picks what goes in, and only members' phones can read it.
Locks and hides
Face ID or fingerprint lock, a covered app switcher, and “hide amounts” for the bus and the office.